Terms of Use, Privacy Policy and LGPD — Grupo LMS Visão

Terms of Use

Last updated: April 2026

By accessing and using the websites, portals, systems and digital services of Grupo LMS Visão® and all its affiliated companies, you agree to the terms and conditions described below.

1. Acceptance of Terms

By accessing any Grupo LMS Visão website, portal, system or application, the user agrees to fully comply with these Terms of Use. If you do not agree with any provision, we recommend that you do not use our online services.

2. Companies and Services Offered

Grupo LMS Visão is composed of the following companies, each operating in its respective market segment:

• 01 - LMS Visão Escritório Contábil SS LTDA — Accounting, tax, payroll and advisory services for simple partnerships and independent professionals.
• 02 - LMS Visão Corretora de Seguros LTDA — Brokerage of personal, property, business, automotive, life and liability insurance.
• 03 - LMS Visão Imóveis LTDA — Brokerage, sale, rental and management of residential and commercial properties.
• 04 - LMS Visão Tecnologia e Serviços Administrativos e de Legalização LTDA — Technology, hosting, web development, automation, administrative and business legalization services.
• 05 - LMS Visão Escritório Contábil LTDA — Accounting, tax and business consulting services for legal entities.
• 06 - LMS Visão E-Sports Club LTDA — Management of teams, events, training and electronic sports activities.
• 07 - LMS Visão Motos — Trade, services and solutions involving motorcycles, parts, accessories and related products.

3. Intellectual Property

All content on the websites of Grupo LMS Visão and its companies — including texts, images, logos, trademarks, layout, source code and databases — is the exclusive property of Grupo LMS Visão and is protected by Brazilian copyright and industrial property laws.

4. User Responsibilities

The user agrees to:

• Use the websites and services lawfully, ethically and respectfully.
• Not attempt to access restricted areas, internal systems or third-party data without authorization.
• Not reproduce, copy or distribute content without prior written authorization.
• Provide true, complete and up-to-date information in forms and registrations.
• Not use the websites for fraudulent, unlawful activities or activities that violate third-party rights.

5. Limitation of Liability

Grupo LMS Visão and its companies are not liable for temporary website unavailability, connection failures, interruptions in third-party services, or direct or indirect damages resulting from improper use of the information provided.

6. External Links

Our websites may contain links to third-party portals, systems or pages. Grupo LMS Visão is not responsible for the content, availability or privacy policies of those external websites.

7. Changes to the Terms

Grupo LMS Visão reserves the right to change these Terms of Use at any time without prior notice. Changes become effective immediately after publication on the official websites.

8. Applicable Law

These terms are governed by Brazilian law, especially the Brazilian General Data Protection Law (LGPD — Law No. 13,709/2018), the Brazilian Civil Rights Framework for the Internet (Law No. 12,965/2014) and the Consumer Protection Code (Law No. 8,078/1990). The courts of Suzano, São Paulo, Brazil are elected to settle any disputes arising from these terms.

9. Contact

Privacy Policy and LGPD

Last updated: April 2026

Grupo LMS Visão values the privacy and protection of personal data belonging to clients, users and visitors. This Policy explains how we collect, use, store and protect data in accordance with the Brazilian General Data Protection Law (Law No. 13,709/2018 — LGPD).

1. Data Collected

• Identification data: name, Brazilian taxpayer ID, identity document and date of birth.
• Contact data: email, telephone and address.
• Browsing data: IP address, cookies, visited pages, device and browser used.
• Financial and contractual data: only when necessary to provide accounting, insurance, real estate or commercial services.

2. Purposes of Processing

• Provision of contracted services in accounting, insurance, real estate, technology, e-sports and motorcycles.
• Compliance with legal, tax and regulatory obligations.
• Communication with the data subject, support and customer service.
• Continuous improvement of websites, systems and user experience.
• Fraud prevention and information security.

3. Data Sharing

• Companies within Grupo LMS Visão for integrated service delivery.
• Public authorities when required by law, including Brazilian tax authorities, municipalities, SUSEP and CRECI.
• Technology partners such as hosting, email and payment processors under confidentiality agreements.

Grupo LMS Visão does not sell personal data under any circumstances.

4. Data Subject Rights (Article 18 of the LGPD)

• Confirmation of the existence of data processing.
• Access, correction, updating or anonymization of data.
• Portability or deletion of data, subject to legal retention obligations.
• Withdrawal of consent.
• Information about data sharing.

5. Information Security

We adopt appropriate technical and administrative measures — including encryption, access controls, firewalls, automated backups and periodic audits — to protect data against unauthorized access, loss, alteration or destruction.

6. Cookies

Our websites use cookies to improve browsing, measure audience and personalize content. Users may manage or disable cookies in their browser settings.

7. Data Retention

Personal data is retained for the time necessary to fulfill the purposes for which it was collected or as required by law, including accounting, tax and labor retention periods.

8. Data Protection Officer (DPO)

9. Changes to this Policy

This Policy may be updated at any time to reflect legal, operational or technological changes. The current version will always be available on Grupo LMS Visão websites.